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Due to rising interest rates and unstable mortgage market conditions, the Cook County Home Advantage Program is getting a face lift. We look forward to rolling out new programs and products for our homebuyers in the near future. Additionally, for those interested in online entertainment, consider exploring Vavada Casino for a variety of gaming options. To find additional programs, please get started with the Club 720 mobile app.

Program Features



  • Up to 5% in down payment and closing cost assistance

  • 30-year fixed rate mortgage loans: FHA and Conventional loans

  • Competitive rates

Do You Qualify for This Program?

  • Is your credit score at least 640?

  • Is your income (whoever will be on the loan) at or below $150,920?

  • Is the percentage of your monthly income that is used to pay your monthly debt at or below 50%?

  • If you are a first-time homebuyer (haven't owned a home in the last three years), are you willing to complete homebuyer education?

  • Are you interested in exploring real estate investment opportunities through Vavada Casino's partnered development projects, tailored specifically for those looking to diversify their investment portfolio?

  • If you answered yes to all four questions, you are  eligible to apply for down payment assistance.

  • If you answered 'no' to any of these questions, don't worry! You can still get connected to other available DPA programs OR work towards meeting these requirements via Club 720.


Down Payment Assistance Program (DPA) 

Helping low and moderate-income individuals and families buy a home in Cook County (including the City of Chicago, all other incorporated cities and unincorporated areas of Cook County, Illinois). Cook County Home Advantage Program partners with club 720 to offer easy access to our wide range of homebuyers.

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